Ndima Farms

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Ndima Farms: Powering Growth
with Practical Finance

Ndima Farms: Powering Growth with Practical Finance

Funding Product
Asset-Backed Financing
Industry
Agriculture
Location
Johannesburg and Surrounding Townships
🏠

The Business Need

IMudindivhathu “Mudi” Ratshikombo started Ndima Farms in 2017 with one goal: to grow food that feeds his community. His farm supplies fresh produce to vendors and markets across Johannesburg and nearby townships. But while his business was growing, one key limitation stood in the way.

The Challenge

Mudi relied on a petrol-powered generator to pump water from his borehole. It was expensive to run and couldn’t guarantee a consistent water supply, especially during peak growing seasons. This created the risk of unpredictable yields, high fuel costs, and limited ability to meet demand.

💡

The Solution

Mutualism provided asset-backed funding tailored to Mudi’s situation. With the right support, he was able to install solar-powered borehole pumps as a cost-effective solution that transformed his operations.

This upgrade helped him:

  • Secure a reliable water supply.
  • Cut out fuel costs and improve profitability.
  • Boost productivity and scale up supply to local vendors.
🎯

The Outcome

Today, Ndima Farms is thriving. With a stable irrigation system and lower operating costs, Mudi has increased his output, grown healthier crops, and expanded his reach in the local food economy.

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