Funding from R20,000 to +R5 million for your business
Get connected to loans that work for your business.

Our Funding PartnersWe are not on our own
Tailored Financial Solutions To Power Your GrowthFind Your Perfect Funding Match
Asset
Finance
We use the asset as collateral, so you never risk your private property
Contract
Finance
Your contracts back the funding you receive, not your private assets
Purchase Order Finance
Your purchase orders secure the funding, not your personal property
Invoice
Discounting
We secure funding against your invoices, not your personal assets
Empowering
South African
Entrepreneurs
with access to
finance
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Why Your Business Needs Mutualism: Empowering South African Business SuccessAccess growth-focused funding designed for South African entrepreneurs who are ready to take their business to the next level.
No Collateral
We use the asset as collateral, so you never risk your private property.
Affordable Interest Rates
Low interest rates tailored to your business needs.
Opportunity Seizing
We empower your business by unlocking cash flow potential to fuel its growth.
Easy access
Our application process is quick and straightforward. Apply within just 10 minutes.
From our passionate,
experienced fromGet some insights and inspiration
Estimate your payments
Loan amount
Repayment period
* Results shown are estimates. Get your exact rates by applying now.
Have some questions?
Here are some common questions, or you can explore more FAQs or reach out to our team.
Can Mutualism cover rental costs for businesses?
Yes, we can facilitate financing for business rental costs.
Can Mutualism purchase stock for my business?
Yes, we offer Asset-Backed Lending for physical assets and can connect SMEs to funders for additional financial solutions ranging from R100,000 to R5 million.
What services does Mutualism provide?
Mutualism provides accessible and flexible funding solutions. These services include:
- Asset Finance: Enabling businesses to acquire or refinance essential equipment, or machinery without straining cash flow, using the asset itself as collateral.
- Purchase Order Finance: Offering funds to fulfill large orders by covering supplier costs, ensuring businesses can meet customer demands without financial disruptions.
- Invoice Discounting: Allowing businesses to access cash tied up in unpaid invoices, improving cash flow and enabling timely operations or growth initiatives.
- Contract Finance: Providing upfront funding to execute secured contracts, ensuring businesses have the necessary resources to meet obligations and deliver results.
Can the terms be renegotiated if a business's circumstances change?
Terms may be renegotiated on a case-by-case basis, depending on individual SME circumstances.
Success Stories: Building South Africa's Future
Since our inception, we’ve been proud to support visionary entrepreneurs across South Africa. Each business we fund represents a story of growth, innovation, and community impact. Discover some of the remarkable businesses that are transforming the South African economy with our support.
