Funding from R20,000 to +R5 million for your business

Get connected to loans that work for your business.

Mutualism team signing on a business

Our Funding PartnersWe are not on our own

Tailored Financial Solutions To Power Your GrowthFind Your Perfect Funding Match

Asset
Finance

We use the asset as collateral, so you never risk your private property

Contract
Finance

Your contracts back the funding you receive, not your private assets

Purchase Order Finance

Your purchase orders secure the funding, not your personal property

Invoice
Discounting

We secure funding against your invoices, not your personal assets

Empowering
South African
Entrepreneurs
with access to
finance

0

Invested in SMEs to date

0

Deals sourced for funders

0

Jobs created & supported

0

Township-Based Businesses funded

Why Your Business Needs Mutualism: Empowering South African Business SuccessAccess growth-focused funding designed for South African entrepreneurs who are ready to take their business to the next level.

No Collateral

We use the asset as collateral, so you never risk your private property.

Affordable Interest Rates

Low interest rates tailored to your business needs.

Opportunity Seizing

We empower your business by unlocking cash flow potential to fuel its growth.

Easy access

Our application process is quick and straightforward. Apply within just 10 minutes.

From our passionate,
experienced fromGet some insights and inspiration

Estimate your payments

Predictable rates
Flexible payment options

Loan amount

R
Min R20,000 - Max R5,000,000

Repayment period

Total repayment
Monthly repayment
Apply in 2 minutes

* Results shown are estimates. Get your exact rates by applying now.

Have some questions?

Here are some common questions, or you can explore more FAQs or reach out to our team.

Can Mutualism cover rental costs for businesses?

Yes, we can facilitate financing for business rental costs.

Can Mutualism purchase stock for my business?

Yes, we offer Asset-Backed Lending for physical assets and can connect SMEs to funders for additional financial solutions ranging from R100,000 to R5 million.

What services does Mutualism provide?

Mutualism provides accessible and flexible funding solutions. These services include:

  • Asset Finance: Enabling businesses to acquire or refinance essential equipment, or machinery without straining cash flow, using the asset itself as collateral.
  • Purchase Order Finance: Offering funds to fulfill large orders by covering supplier costs, ensuring businesses can meet customer demands without financial disruptions.
  • Invoice Discounting: Allowing businesses to access cash tied up in unpaid invoices, improving cash flow and enabling timely operations or growth initiatives.
  • Contract Finance: Providing upfront funding to execute secured contracts, ensuring businesses have the necessary resources to meet obligations and deliver results.

Can the terms be renegotiated if a business's circumstances change?

Terms may be renegotiated on a case-by-case basis, depending on individual SME circumstances.

Success Stories: Building South Africa's Future

Since our inception, we’ve been proud to support visionary entrepreneurs across South Africa. Each business we fund represents a story of growth, innovation, and community impact. Discover some of the remarkable businesses that are transforming the South African economy with our support.

Need funding for your business?

Access Up to R5 million today!

Apply in 2 minutes
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๐ŸŽ‰ We're on WhatsApp! ๐ŸŽ‰
Apply for business funding and get instant AI assistance all in one place! Whether you need funds to grow or support, we've got you covered. Simple send a "Hi" or "Hello" to 060 070 2693! ๐Ÿš€
๐ŸŽ‰ We're on WhatsApp! ๐ŸŽ‰
Apply for business funding and get instant AI assistance all in one place! Whether you need funds to grow or support, we've got you covered. Simple send a "Hi" or "Hello" to 060 070 2693! ๐Ÿš€
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Start your business finance journey today

If you have a referral link, paste it here and we'll extract the referral code automatically.

No, thank you. I don't want financing.
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